Is there a cost if I waive the Damage Protection Plan and use my credit card insurance instead?

Yes, if you use your credit card insurance instead of Communauto’s collision damage coverage, there is still a fee. However, this fee is lower than the other Damage Protection Plan options.

This fee exists because all members are covered by Communauto’s liability coverage, regardless of their Damage Protection Plan choice. Credit card companies usually don’t include this type of coverage in their rental car damage protection.

The fee also covers the administrative costs associated with processing these claims.